Solar in Narragansett Pier, RI: 2026 Cost, Savings & Payback

Calculate 2026 solar panel cost, payback, and 25-year bill savings in Narragansett Pier, Rhode Island. Based on an estimated 4.5 peak sun hours/day, a 20.0¢/kWh planning electricity rate, Rhode Island Energy as the likely utility, and current IRS guidance for the ended federal residential clean energy credit.

Solar in Narragansett Pier, RI: quick answer

A typical 6kW solar system in Narragansett Pier costs about $17,760 before local or state incentives. For 2026 installs, the federal residential clean energy credit is modeled as $0, so the estimated cost remains about $17,760 before any local incentive. It produces about 7,687 kWh per year from 4.5 peak sun hours/day, saves about $1,539 per year, and reaches payback in about 11.5 years.

2026 6kW Cost

$17,760

Monthly Savings

$128

Production / kW

1,281 kWh

Panel Count

~15

4.5

Peak Sun Hours/Day

20.0¢

Planning Rate (¢/kWh)

11.5 yr

Payback Period

$54k

25-Year Savings

Narragansett Pier Solar Overview

Population:44,564
Est. Sunny Days/Year:199
Est. Avg Temperature:54°F
Modeled Solar Adoption:8.6%
Likely Utility (verify):Rhode Island Energy
Net Metering:Available

Calculate Your Narragansett Pier Solar Savings

3 kW15 kW

Narragansett Pier average: $180/mo

South-facing roofs produce the most energy

Add $8,000-$12,000 for whole-home battery backup

Annual Production

7,884

kWh/year

Annual Savings

$1,578

per year

Net System Cost

$17,760

no 2026 federal credit applied

Payback Period

11.3 yr

break-even time

Bill Offset and Export Assumptions

Current Annual Bill

$2,160

Estimated Usage

10,789 kWh

Bill Offset

73%

Used On Site

100%

Exported production is discounted in this planning model instead of being treated as a guaranteed one-for-one bill credit. For Narragansett Pier, verify the current Rhode Island Energy export-credit method and any fixed monthly charges before relying on the payback number.

25-Year Total Savings

$53,901

Monthly Savings

$132

2026 Federal Credit

$0

Cumulative Savings vs System Cost

$0k$14k$28k$42k$57kYr 0Yr 5Yr 10Yr 15Yr 20Yr 25System CostBreak-even
Cumulative Savings System Cost

Cost Breakdown

ItemNarragansett PierNational Avg
Gross System Cost (6kW)$17,760$17,100
2026 Federal Residential Credit-$0$0
Net System Cost$17,760$17,100
Cost Per Watt$2.96/W$2.85/W

Solar Potential in Narragansett Pier

Sun Hours vs National Average

4.5 hrs
4.5 hrs

Narragansett Pier gets exactly the national average sun hours.

Climate Advantages

  • About 199 sunny days per year (planning estimate)
  • Estimated average temperature: 54°F, cooler temps actually improve panel efficiency
  • Assumed roof size: 1,662 sq ft, enough for a 92-panel system

Narragansett Pier Solar Incentives & Programs

Federal Residential Clean Energy Credit (Section 25D)

For 2026 planning, JouleIO does not subtract a federal residential clean energy credit. The IRS says the Residential Clean Energy Credit was 30% for eligible property installed from 2022 through December 31, 2025, and is not available for property placed in service after December 31, 2025.

Source: IRS Residential Clean Energy Credit and IRS One Big Beautiful Bill provisions.

Rhode Island State Incentives

Renewable Energy Growth Program

Net Metering: Rhode Island Energy

JouleIO's planning data marks net metering or a solar export credit as available for Rhode Island Energy customers in Narragansett Pier. Export credits can be at retail or below-retail rates depending on the current tariff, so confirm terms with the utility that serves your address.

Environmental Impact in Narragansett Pier

3.3

Tons CO2 Offset/Year

54

Equivalent Trees Planted

0.7

Homes Worth of Energy

Based on 7,884 kWh annual production with a 6kW system. EPA average: 0.417 metric tons CO2 per MWh, 10,632 kWh per US home.

Solar Energy in Narragansett Pier, Rhode Island

Narragansett Pier, Rhode Island receives an average of 4.5 peak sun hours per day, providing excellent conditions for residential solar installations. With a planning electricity rate of 20.0¢ per kWh (EIA Rhode Island residential average for 2026-06: 29.23¢; U.S. average 18.34¢), near the national average, solar returns depend mostly on system price and export credits.

A typical 6kW solar system in Narragansett Pier produces approximately 7,884 kWh per year, saving homeowners an estimated $1,578 annually. The system pays for itself in about 11.3 years, after which you enjoy essentially free electricity for the remaining 14+ years of the system's warranty life.

JouleIO's dataset carries a modeled solar-adoption value of 8.6% for Narragansett Pier. It is a rough planning placeholder, not a measured count of local installations, so use utility interconnection data or installer quotes if local adoption matters to your decision.

Other Cities in Rhode Island

Methodology & Solar Data Sources for Narragansett Pier

How we calculate Narragansett Pier solar potential and savings: Annual production = system kW × estimated peak sun hours × 365 × 0.80 system derate × a roof-orientation factor. This is a simplified planning formula, not a PVWatts run for your address. Cost uses a planning price per watt for Rhode Island, and bill savings use a planning electricity rate of 20.0¢/kWh (the EIA Rhode Island residential average for 2026-06 is 29.23¢/kWh).

  1. Peak sun hours for Narragansett Pier (4.5/day) are a planning estimate in the typical range for Rhode Island, not a site-specific NREL NSRDB value. Enter your address in NREL PVWatts for a location-specific production estimate.
  2. System sizing defaults to a 6kW residential rooftop system with roughly 400W panels; adjust the size and monthly bill to match your home.
  3. Federal tax credit: modeled as 0% for 2026 residential installations because IRS guidance says the Residential Clean Energy Credit is not available for property placed in service after December 31, 2025.
  4. Exports are discounted rather than credited 1:1 at retail, because many utilities have shifted to net billing or avoided-cost export rates. Verify your utility's current tariff.
  5. 25-year savings assume a 2.5% annual electricity-rate increase and do not subtract panel degradation, inverter replacement, or maintenance.

Authoritative US solar data sources:

Solar Disclaimer: Solar savings vary based on roof orientation, shading, system quality, installer markup, financing terms, utility rate plan, and policy changes. Always get 3+ quotes from NABCEP-certified installers and review contracts carefully. Tax credit eligibility depends on tax liability, consult a tax professional.

Reviewed by Marcus Delacroix · Last updated 2026 · Sun-hour and rate inputs are planning estimates; EIA state rate period 2026-06

Frequently Asked Questions

How much do solar panels cost in Narragansett Pier, RI?

The average cost of a 6kW solar panel system in Narragansett Pier is approximately $17,760 before local or state incentives ($2.96/watt). For 2026 planning, this calculator does not subtract a federal residential clean energy credit because IRS guidance says the credit is not available for property placed in service after December 31, 2025. Renewable Energy Growth Program

How many solar panels do I need in Narragansett Pier, RI?

A typical 6kW residential solar system in Narragansett Pier needs about 15 panels if each panel is rated near 400 watts. That system produces about 7,687 kWh per year in this estimate, or roughly 1,281 kWh per installed kW before shading, roof orientation, and inverter losses are customized.

How many peak sun hours does Narragansett Pier get?

JouleIO models Narragansett Pier, RI at about 4.5 peak sun hours per day and roughly 199 sunny days per year. These are planning estimates, not site measurements, so check your exact address in NREL PVWatts. This is near the national average, providing good conditions for residential solar panels.

What is the solar payback period in Narragansett Pier?

The average solar payback period in Narragansett Pier is approximately 11.5 years for a 6kW cash-price estimate before local or state incentives. After payback, your solar panels generate essentially free electricity for the remaining warranty life. Over 25 years, bill savings can reach about $52,569 before subtracting installation cost.

Does Narragansett Pier have net metering?

JouleIO's planning data marks net metering or a solar export credit as available in Narragansett Pier, where Rhode Island Energy is the likely utility (verify for your address). Export credits may be at retail or below-retail rates depending on the current tariff, and fixed monthly charges still apply.

Is solar worth it in Narragansett Pier, RI in 2026?

It can be. The 11.5-year estimated payback is moderate, so the decision depends on quote quality, financing terms, roof condition, and local incentives. For 2026 installs, JouleIO does not assume a federal residential credit; above-average electricity rates are the main financial drivers.

Related Calculators